Effective Date: September 2025

These Terms of Service ("Terms") govern your use of the website, services, communications, and content provided by Allecus Assurance Group (AAG) ("we," "us," or "our"). By accessing or using our services, you agree to these Terms.

Disclaimer

The information provided on our website or through communications is for informational purposes only and should not be considered financial, legal, or insurance advice. We recommend consulting with a licensed professional before making any financial or insurance decisions.

Use of Services

You agree to use our services only for lawful purposes and in a manner that does not violate applicable laws, regulations, or these Terms.

Appointments and Communications

By providing your contact information, you consent to receive communications related to your inquiries, services, and requests, including calls, emails, and text messages. Message and data rates may apply. Consent is not a condition of purchase.

Intellectual Property

All content, logos, text, graphics, and materials provided by Allecus Assurance Group (AAG) are owned by or licensed to us and may not be copied, reproduced, or distributed without prior written permission.

Limitation of Liability

To the fullest extent permitted by law, Allecus Assurance Group (AAG) shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or policies of those websites.

Termination

We reserve the right to suspend or terminate access to our services for any violation of these Terms or applicable laws.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which we operate, without regard to conflict of law principles.

SMS Communications

By providing your mobile phone number and opting in, you consent to receive SMS text messages from Allecus Assurance Group (AAG) related to service updates, follow-ups, reminders, and account-related notifications.

Message frequency may vary depending on your interaction with our services. Message and data rates may apply.

You may opt out of receiving SMS messages at any time by replying STOP to any message you receive. After sending STOP, you will receive one final confirmation message and no further messages will be sent.

For assistance, reply HELP or contact us at [email protected] or +1-877-786-8088.

Carriers are not liable for delayed or undelivered messages.

You must be at least 18 years old to use our SMS services. By opting in, you confirm that you are 18 years of age or older.

Changes to These Terms

We may update these Terms from time to time. Continued use of our services after changes are posted constitutes acceptance of the updated Terms.

Contact Information

For questions regarding these Terms, please contact us:

Allecus Assurance Group (AAG)
Email: [email protected]
Phone: +1-877-786-8088